Browsing by Author "ZULU, Tasila"

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    The Effect of Alternative Investment Platforms on Economic Growth in Zambia, with a Focus on Capital Mobilization for Small and Medium Enterprises
    (University of Lusaka, 2025) ZULU, Tasila
    This study explores the impact of alternative investment platforms on economic growth in Zambia, with a focus on capital mobilization for SMEs. the development of Zambia’s financial markets, focusing on how alternative investment platforms (AIPs) like crowdfunding, peer-to-peer (P2P) lending, and venture capital mobilize capital and drive economic growth, particularly for small and medium enterprises (SMEs). It aims to evaluate AIPs’ effectiveness in filling SME funding gaps, assess their economic impact, and identify scalability barriers. Using a quantitative approach, data was gathered from 200 respondents, SMEs, financial institutions, investors, and regulators. Regression analysis examined AIPs’ effects on GDP, employment, and innovation. Findings show AIPs supplied 25% of SME funding over the past decade, outpacing traditional systems (10%). SMEs using AIPs reported a 40% rise in capacity, boosting production, sales, and market reach. A 10% increase in AIP use correlates with a 0.8% GDP rise, while AIP-funded sectors saw 15% job growth and 22% more innovation (e.g., patents, new products). Challenges include weak rural tech infrastructure, unclear regulations eroding investor confidence, and low AIP awareness. The study recommends clearer policies, improved digital access, and financial literacy initiatives to integrate AIPs into Zambia’s financial system, enhancing inclusion and sustainable growth. These insights guide policymakers and institutions to leverage AIPs effectively.